FAQ
Frequently Asked Questions
How long does the entire process take?
To get a credit boost it takes around 2-3 weeks. To remove negative items it takes 30-90 days.
Do you guarantee that my credit score will improve?
Yes, we guarantee that if you do what we suggest your credit score will improve fast.
How are you able to delete negative items on my profile if I am responsible for these debts?
Creditors often inflate the debts or put them on there twice. According to the FCRA (Fair Credit Reporting Act) unverified or inaccurate items listed on credit reports in violation of Federal Law.
How much does credit repair cost?
This depends on your credit profile and what you are trying to accomplish. A good place to start is with a $60.00 consultation. If you need additional repair, that amount will be deducted.
What’s the fastest and cheapest way to boost your credit score?
Usually, a tradeline can give you a boost in 2 weeks from 100-300 points. Paying down a credit card is another way to get a fast boost.
If I pay my collections will my score go up?
Usually, credit scores drop once you pay a collection. The debt is still on your credit report, and it still shows up as a negative account. It’s always better to delete the account.
What’s the best option for someone that has no credit? Get a secured card?
A secured card is a thing of the past. Instead, go to myjewelersclub.com and sign up for their card. They will give you a $5,000 revolving card that will boost your credit score quicker than a secured card.
If I refer a friend, can I get a discount?
We are the best credit repair company in Canada. Our prices are already reasonable, and we work fast unlike companies that collect a payment month to month.
Do you do the actual credit repair or do you send us letters to do it ourselves?
We do it ourselves. You will never have to worry about us sending paperwork and asking you to do the work yourself.
Do I have to give you my personal information to start the job?
In order to process your paperwork, we need your Experian/Credit Karma login information. The protection of your information is our highest priority. Our website is secure, and we have documents in place that protect you and your identity from any kind of misuse. Even our contracts state that we will never reveal your information to any 3rd party without your consent.
